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  • Conforming Conventional and FHA Loan Limits Increase for 2020

    The Federal Housing Finance Agency (FHFA) and The Federal Housing Administration (FHA) have announced the loan limits for Conventional Conforming and FHA loans have been increased for 2020. FHFA announced the baseline conventional conforming loan... Read More

  • It's 'National Roof Over Your Head' Day!

    Did you know that each year in the United States, we celebrate “National Roof Over Your Head Day” on December 3rd? As noted on the National Calendar, it was “created as a day to be thankful for what you have, starting with the roof... Read More

  • Homeownership Rate Remains on the Rise

    In the third quarter of 2019, the U.S. homeownership rate rose again, signaling another strong indicator of the current housing market. The U.S. Census Bureau announced, “The homeownership rate of 64.8 percent was not statistically different... Read More

  • Expert Advice: 3 Benefits to Owning a Home

    Success is something often worth repeating, and Brent Sutherland, a Certified Financial Planner and Real Estate Investor, has certainly made his way in a momentum-driving direction. Here are 3 tips he shares from a recent piece in Business Insider... Read More

  • Forget the Price of the Home. The Cost is What Matters.

    Home buying activity (demand) is up, and the number of available listings (supply) is down. When demand outpaces supply, prices appreciate. That’s why firms are beginning to increase their projections for home price appreciation going forward.... Read More

  • Taking Fear Out of the Mortgage Process

    A considerable number of potential buyers shy away from the real estate market because they’re uncertain about the buying process – particularly when it comes to qualifying for a mortgage. For many, the mortgage process can be scary, but... Read More

  • Think Prices Have Skyrocketed. Look at Rents.

    Much has been written about how residential real estate values have increased since the housing market started its recovery in 2012. However, little has been shared about what has taken place with residential rental prices. Let’s shed a little... Read More

  • Depending on Price, You Are Going to Need Advice

    To understand today’s complex real estate market, it is critical to have a local, trusted advisor on your side – for more reasons than you may think. In real estate today, there are essentially three different price points in the market:... Read More

  • You Need More Than a Guide. You Need a Sherpa.

    In a normal housing market, whether you’re buying or selling a home, you need an experienced guide to help you navigate the process. You need someone you can turn to who will tell you how to price your home correctly right from the start. You... Read More

  • What FICO Score Do You Need To Qualify For a New Mortgage

    While a recent announcement from CNBC shares that the average national FICO®score has reached an all-time high of 706, the good news for potential buyers is that you don’t need a score that high to qualify for a mortgage. Let’s... Read More

  • Homeowners Are Happy! Renters? Not So Much.

    When people talk about homeownership and the American Dream, much of the conversation revolves around the financial benefits of owning a home. However, two recent studies show that the non-financial benefits might be even more valuable. In... Read More

  • One of the Top Reasons to Own a Home

    One of the benefits of homeownership is that it is a “forced savings plan.” Here’s how it works: You make a mortgage payment each month. Part of that payment is applied to the principal balance of your mortgage. Each month you owe... Read More

  • Things to Avoid After Applying for a Mortgage

    Congratulations! You’ve found a home to buy and have applied for a mortgage! You're undoubtedly excited about the opportunity to decorate your new home, but before you make any large purchases, move your money around, or make any big-time life... Read More

  • Home Sales Expected to Continue Increasing in 2020

    Freddie Mac, Fannie Mae, and the Mortgage Bankers Association are all projecting home sales will increase nicely in 2020. Below is a chart depicting the projections of each entity for 2019, as well as for 2020. As we can... Read More

  • Experts Predict A Strong Housing Market For The Rest of 2019

    We’re in the back half of the year, and with a decline in interest rates as well as home price and wage appreciation, many are wondering what the predictions are for the remainder of 2019. Here’s what some of the experts have to... Read More